NOW... much smarter than NWO (Last Update: 7th June 2013)

"The definition of insanity
is doing the same thing over and over again
and expecting different results."
Albert Einstein
What do articles about debt, fiscal responsibility and the monetary system in general lack? Answer, an explanation of how debt can be removed/repaid. Not in the usual, oh we need to create more of this and have less of that, but an explanation of the economic impacts of repaying that debt. I would like to see an example that follows the money through the system, from day 1, as there seems to be rather a large flaw in the financial system that is really unaccounted for, one that's never really discussed.

Interest. Forget Fractional Reserve Banking for now. Every $ that is created is subject to interest. That's it. End of conversation. Well think about it. Day 1, the financial system has been implemented to replace barter, or at least make it easier to trade. The example I usually hear refers to a guy having to take half a cow to market in order to buy his supplies and it's a bit bulky tp carry if all he's going for is beans or lentils. What you have to laugh at is that the cow guy needs to sell bits of his cow to be able to afford his supplies in the first place. So he would be taking his cow to the market at some point anyway. why not have the best of both worlds and take his cow in pieces and trade what he needs for the week in the same day in order to obtain his supplies? Better logistics required that man. But what abour those times where you need something that day, stakes for fences etc...

So somewhere along the lines someone decided that a stone or "precious" metal or some form of token was needed to get around the lugging a cow around to pay for "stuff". In order to give that token value, cows, chickens, slaves, women, children, metals etc... would all have to be valued. So we have items of value and tokens of value. So you take your products to the market and sell them in order to get tokens. We now have a financial economy. The cow guy only has to sell his cows chunks 1 day a week in order to make his money. The chicken guy 2 days. The clothing guy 3 days. The slave trader 4 days etc... so things are already starting to look a little unfair in terms of the division of labor. After all, why do should the clothing guy have to work for 3 days to sell clothing, as well as working evenings putting clothes together ready for sale, where the cow guy just needs to feed and maintain a cow for a couple of hours each day? In regards to man hours the clothing guy is probably working harder than the cow guy, so would have to pay out many clothes worth of tokens to get his pound of flesh. Still, that's just the way it is.

What is the most precious product in the market? Oddly enough, it's none of the products. It's the token... because without the token, you can't have any of the products. Given that these tokens are borrowed and that someone has to produce these tokens, as well as accounting for how many tokens are in circulation, there must be administrators. How do you pay for token administration? Print more tokens? You't do that without some form of effort or something to value the new tokens against, apparently, as the product creators will likely start to get a little mad at these guys creating tokens for nothing. Here's where we add interest to the tokens in order that we may pay for administration. We're all using tokens, so logically we should all pay for their administration. So for every token that is created, there is a debt attached to it in the form of interest.

I'm going to stop there because I'm getting rather bored with having to explain how things got started, let alone knowing full well that things may not have started that way at all. However I don't see this as being too far off the mark. why take your cow to market to trade pieces of meat if you only need to sell your meat 1 day per week, but shop 3 days per week. It makes sense. However look at the complexity that the financial economy has generated. In amongst all of this, there is that interest payment on the money that has been borrowed. Who carries the debt that that interest has generated? What? Well consider the 1st $ that was created. It was lent out by some "banker", so the bank must be holding the $1.01 of debt? We know that is not true as they hold the credit. So, is it possible to repay that debt? The simple answer is no because there is only $1 in circulation. Hmmmmm, how to solve that issue. Let's cloud the issue even further by pretending that we can offset the interest by raising the price of the products. So the $1 that was used to produce $1 worth of product is now worth $1.01. We have inflated the cost of the product by 1c per $.

So the financial economy should be a steady-state economy. Well that is until someone goes broke and can't repay their loan. That stays as debt. So how is that debt covered? I guess a raise in interest rates covers that. Too much interest, whack on a little inflation to cover it... and on and on, multiply that across the centuries, the number of people that have borrowed, the consistent fluctuating interest and inflation rates, the ever increasing number of ways to generate money, counterfeiting and then ask yourself the question: do we really know how much money there is in circulation? I'm betting that we don't, especially given off-shore tax havens, trusts and all of those other tax dodging mechanisms. If the report says that there's $65 trillion in circulation, then why would anyone argue with the report is it highlights that there's enough money.

Do I have a point. Maybe. We've created a financial system over centuries and the inevitable has happened, it has crashed (yet again). We have no idea how much money is truly in circulation, we have no idea of how much debt there is and even if we did, we can always invest in that debt (which I still don't grasp entirely). It's all too complicated and too many people are suffering due to that complication. What was once an easy way to manage time, money and the logistics of getting products to and from market has turned into a weapon of mass destruction. Anything of value is fought over and the resultant victor gets to count their tokens. All that has happened is that one country now has more tokens than another country and the loser carries a debt that they never actually created.

If there had have been no interest, there would have been no need for inflation to counteract it. Why is this never raised? Either way, I think we've taken a financial system about as far as it can go and there are most definitely more negatives than positives that have come out of its existence. A learning curve maybe. However I don't see us as having learned anything as we change societal models i.e. capitalism, communism, socialism, libertarianism etc... and wee keep ending up with financial collapse. Hello, Mcfly. What's the common denominator, apart from human beings? Money. Could we live in a society without money? I honestly believe that we can and given the state that the planet is in, given the corruptions and low level crime that the financial system generates in our world, I think it absolutely has to happen before someone does anything truly insane in the name of the search for peace, which it certainly won't be as it will be for resources (read money). We have everything we need to have a relatively peaceful, innovative and thriving society etc... so why are our leaders not looking at some form of solution along those lines? I leave that up to you to decide.

Kia Kaha to all of you.

A "Begging" Letter.

Everything takes money. Raising awareness is no different. To that end, if you have excess funds and you would like to invest in a project with the potential to change the world, then come and say hi.

The above may sound like madness or the ramblings of a person suffering from delusions of grandeur, but I assure you that I am quite serious. Someone has to be about the future. I have a plan. It may not be a good plan, but that is for you to decide. Come to my house, drink wine and let me offer you a vision and a plan of how we get there. You will be an integral part of NOW helping to shape our future. If nothing else, you will have had a wasted journey and I will have less wine.

Change happening by itself is too slow. It needs a helping hand.

We do not need to be stuck with Einstein's theory of insanity! There is a Silver Bullet! and it is EASY to change our society quickly and with next to no consequences, in fact the positives by far outweigh the negatives!

A wee challenge for you. Can you think of a single reason why our financial system is better than a NOW approach for humanity. Be honest and open minded, but I think you'll find out that there isn't. NOW (or variations of) is/are required NOW more than ever. We live in a finite world, why continue to waste it?

"There is no Silver Bullet". I've heard that from professionals, experts, leaders etc... NOW they're either really really wrong or they're lying through their teeth. Again, take a look around you and ask if this is the best we can do?

I disagree with those professionals, experts and leaders who say that there is no silver Bullet and I'll make 3 very bold statements that would have them laughing in the aisles:
  • There is a Silver Bullet!
  • It is EASY to solve many of the major issues that the world faces!
  • NOW offers positives that our current societal and economic models can't even come close to offering!

With the above 3 very bold statements in mind, I give you NOW

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